Backup of Sewers or Drains

COVERAGE DESCRIPTION: Protects your home or your personal property in the event water, or other fluids, back up through sewers or drains.

IS THIS OPTION RIGHT FOR YOU AND TIPS ON SELECTING A LIMIT: We typically recommend minimum limits of $5,000 although much higher limits may be necessary.

CLAIM EXAMPLE: A client who opted to purchase a $10,000 limit sustained a loss of nearly $30,000 on only about 1,000 square foot area after septic water backed up into his home. When thinking about limit, always consider not only the finished area and the cost to tear-out and rebuild those areas, but also the nature of the fluids, any contents that may be stored there, and also any appliances such as heating equipment that may be located in the susceptible areas.