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Life insurance is a crucial financial tool that provides peace of mind and financial protection for your loved ones in the event of your untimely demise. However, choosing the right type of life insurance can be overwhelming, with numerous options available. Two...

Homeownership is a significant milestone in one's life and a cornerstone of financial stability. While it brings joy and security, it also comes with responsibilities, such as maintaining and insuring the property. Home insurance is a crucial component of protecting...

Cleaning Business Insurance and Bonding: Best Options for Peace of Mind Running a successful cleaning business requires more than just exceptional service and satisfied clients. It also involves protecting your company, employees, and customers from potential risks...

When it comes to purchasing auto insurance, understanding the right amount of coverage you need can be daunting. Auto insurance is a critical safety net that protects you financially in the event of an accident or unforeseen circumstances on the road. Having the right...

Life is full of uncertainties, and as responsible individuals, it is essential to plan for the unforeseen future. One of the most effective ways to secure your family's financial well-being is through a life insurance policy. While there are various types of life...

Home insurance is a crucial aspect of protecting your investment and providing peace of mind in case of unexpected events. While most homeowners are aware of the coverage for common perils like fire and theft, mold damage is often misunderstood. Mold infestations can...

In today's fast-paced business landscape, time is of the essence, and entrepreneurs need quick and efficient solutions to streamline their operations. One such solution gaining popularity is Express Pay for business insurance. Designed to simplify the payment process...

Securing the right auto insurance policy can be a daunting and time-consuming task. With countless insurance providers offering various coverage options and rates, navigating through the intricacies of the insurance market can leave individuals feeling overwhelmed....

Life insurance is a financial product that provides financial security to the beneficiaries of the policyholder in the event of their death. It is a contract between the policyholder and the insurance company, where the policyholder pays regular premiums in exchange...

Homeownership is a dream for many Americans, but along with the pride of owning a home comes the responsibility of protecting it. Home insurance plays a crucial role in safeguarding our properties from unexpected disasters and damages. However, the cost of home...

September is Life Insurance Awareness Month. As your local independent insurance agency, we are here to make you aware of the benefits of purchasing a life insurance policy. There are many options to choose from so if you have specific questions, reach out to our...

Starting a small business is an exciting endeavor, but it also comes with its fair share of risks. From property damage to lawsuits, unforeseen events can quickly disrupt operations and drain finances. That's where small business insurance comes into play, providing...

Technology has made significant strides in the past five years, offering homeowners the ability to control and monitor various aspects of their homes through mobile devices and Wi-Fi-enabled routers. By incorporating do-it-yourself tech items into your home, you can...

ATVs, UTVs, dirt bikes and even side-by-sides are great toys for the big kids. Nothing beats hitting the off-road trails with friends and getting a little dirty in the mud. However, in good times such as these, the last thing you want to think about is whether your...

Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can deter potential thieves and ensure the safety of...

With an increase in wildfires over the last few years, some insurance carriers around the country have needed to make adjustments to home insurance policies. Here are two common scenarios we are seeing: Depending on the state you live in, there is limited or no home...

The Business Auto Policy is often considered straightforward. However, it does present challenges of its own. The most common mistake that clients and insurance agents make is an understanding of how Business Auto insurance operates. Most important to understand is...

It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the majority of wildfires are caused by humans?...

A key component of Cyber Liability Insurance is conducting a Pen Test to check the vulnerability of computers and systems to a cyber attack.

How often have we heard the news? Another business or government entity has been hacked and customers have had their personal information exposed. There is an important hedge against this crime: Cyber Liability insurance, also known as Cyber Security or Cyber Risk...

Inflation Continues to Impact Insurance Policy Premiums We all feel the impact of inflation. Whether it is at the gas station, grocery store and your insurance policies at renewal. Unfortunately, the insurance industry continues to be impacted as insurance carriers...

There are a number of factors that go into creating a solid business insurance plan. One critically important element is the performance of your insurance agent. You should be visiting with your agent on at least an annual basis. If you are not meeting for at least...

We can say most definitely, it depends! Usually, car dealerships will not let you leave the lot if you do not have proof of insurance. While you will have to show the dealership proof of coverage, there is no need to buy a new policy for a new car. If you are trading...

Though most of us understand that a business needs General Liability Insurance, we often fail to realize there are quite a number of business-related situations where protection will be required beyond the General Liability policy. A well-rounded insurance policy will...

This is a common question that has a quick and simple answer: Yes, most of the time. Over the past 10 years, insurance contracts have been changing. It used to be that coverage followed the car 100% of the time, so anyone driving your vehicle would be insured. Each...

Cheap auto coverage might be your most expensive choice! First, consider why you should purchase auto insurance. The main reason is to financially protect yourself, your family, your passengers and other drivers. The right coverage at the right limit is always the...