Coverage Types
Auto Dealership Insurance
We understand the unique needs and challenges of the automotive industry. Whether you’re a new car dealer, a used car dealer, a truck dealer, or an established car dealership, we offer comprehensive insurance solutions tailored specifically to protect your business.
Builders Risk Insurance
We are your trusted insurance partner in protecting your construction projects with Builders Risk Insurance. Whether you’re a contractor, developer, or property owner, we understand the unique risks and challenges involved in construction, and we’re here to provide tailored insurance solutions to protect your investments.
Brewery, Winery & Distillery Insurance
Passion for crafting beverages runs deep, but your dedication to your brewery, distillery, or winery goes even further. You’ve dreamed of this business for years, and now that it’s a reality, protecting your investment is paramount. Whether you’re brewing exceptional beer, distilling spirits, or crafting fine wines, ensuring the safety and security of your operation in Ohio is crucial. Our independent insurance agency specializes in helping owners of breweries, distilleries, and wineries find the right insurance coverage, whether you’re a startup or an established facility.
Camp Insurance
Our independent insurance agency understands the unique risks and challenges that come with running a camp, whether it’s a Christian or religious camp, youth camp, sports camp, scout camp, school camp, or adventure camp. That’s why we offer tailored insurance solutions to protect your camp, your staff, your campers, and your assets. After all, running a camp is a business and protecting it is where we excel.
Campgrounds, Both Private and Religious Affiliates
We insure them all, from private campgrounds, extreme sports camps and adventure camps, to religious affiliates. We are serious about insuring camps and you have our assurance that we will put our level of knowledge and experience to work for you with every single interaction. Simply put, we do it right or we won’t do it. Each policy we craft is tailor-made to fit the specific needs of the camps we insure. We also offer many specialized coverage types that simply are not available through the general insurance market, coverage such as Blanket Property, Agreed Amount, Trailer Spotting, Business Income Extended Period of Indemnity, Abuse and Molestation, Counseling Professional and many more. Contact a McMichael Insurance representative today for your consultation.
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Churches and Houses Of Worship
Some of the specialized coverage that we offer includes Blanket Property, Unlimited Building Property, Agreed Amount (removing coinsurance penalties), Full Limits for Sexual Misconduct or Molestation, Volunteer Liability, Broad Coverage for Church-Owned Property Off-Premises, Directors’ and Officers’ Liability, Counseling Professional, Clergy Personal Effects and many more. Failure of any insurer to include these specialized coverages may have far reaching consequences in the event of a claim. Coupling these coverage benefits with a competitive product is a win-win all the way around for your organization. Contact a McMichael Insurance representative today for a no obligation evaluation of your insurance program.
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Commercial Sprinkler Installation Insurance
McMichael Insurance is your trusted partner in protecting commercial sprinkler installation contractors. As experts in the insurance industry, we understand the unique risks faced by professionals in this field. That’s why we offer comprehensive insurance solutions tailored specifically to the needs of fire sprinkler contractors.
Daycare operations and Head Start Programs
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Dentists
We understand the unique needs of dental professionals. As a dentist, you provide critical care to your patients, but along with that comes the responsibility to protect your practice, your reputation, and your assets. That’s where we come in, offering comprehensive insurance solutions designed specifically for dentists like you.
Garage Insurance
If you’re the proud owner of an auto repair business in Ohio, safeguarding your venture with specialized insurance coverage is paramount. At our independent insurance agency we specialize in providing comprehensive insurance solutions tailored specifically for auto repair businesses like yours.
Home Healthcare Professionals
At McMichael Insurance Agency we understand the unique insurance needs of home healthcare professionals in Ohio. Whether you’re a registered nurse, occupational therapist, physical therapist, or other medical professional providing services in patients’ homes, we’re here to ensure you’re adequately protected with the proper insurance coverage.
Landscaper Insurance
Landscapers are the backbone of outdoor transformations, braving all weather conditions, wielding power equipment, and carrying hefty loads to sculpt picturesque landscapes. The passion for turning clients’ visions into reality is what drives you in this profession. However, being a landscaper comes with inherent risks, from personal injuries to accidental property damage, both to your clients and your team. While you take every precaution to minimize these risks, accidents can still occur, making liability insurance a crucial safety net.
Nursing Homes
We understand the critical role that nursing homes and senior care facilities play in providing safe, supportive, and compassionate environments for elderly individuals. That’s why we offer specialized insurance solutions tailored to the unique needs and challenges of long-term care providers. Our Nursing Home Insurance provides comprehensive coverage to protect your facility, staff, and residents, ensuring peace of mind and financial security in an ever-evolving healthcare landscape.
Private Client Group
For individuals with significant wealth, safeguarding your assets is paramount. That’s why our Private Client Group Insurance offers comprehensive coverage from some of the nation’s leading insurers. We understand the unique needs of high-net-worth individuals and tailor our insurance solutions to protect what you’ve worked hard to build.
Social Services
We understand the vital role that social services organizations play in our communities. We are dedicated to providing comprehensive insurance solutions tailored to meet the unique needs of social service providers. Our goal is to give you the peace of mind you need to focus on what matters most: serving those in need.
Wholesale Distribution
We specialize in providing tailored insurance solutions for wholesale distribution businesses across various industries. Whether you’re a food distributor, furniture distributor, importer, or supplier of electronic apparatus, we understand the unique risks and challenges you face. Our goal is to provide comprehensive coverage that protects your business, assets, and reputation, allowing you to focus on what you do best – delivering quality products to your customers.
Concrete Pumping Businesses
We specialize in providing tailored insurance solutions for concrete pumping businesses in Ohio. With expertise in the industry, we understand the unique risks and challenges that concrete pumpers face. Whether you’re involved in residential construction, commercial projects, or infrastructure development, we offer comprehensive insurance coverage to protect your business, your employees, and your assets.
Crane & Rigging Operations
We are insurance specialists and can insure your crane and rigging operation in Ohio. As specialists in the industry, we understand the unique risks and challenges that crane and rigging companies face. Whether you’re involved in heavy lifting operations, construction projects, or industrial services, we offer comprehensive insurance coverage to protect your business, your employees, and your assets.
Distributors
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Equipment Dealers
At McMichael Insurance we specialize in providing comprehensive insurance solutions for equipment dealers across various industries. Whether you deal with new or used construction equipment, agricultural machinery, or rental equipment, we understand the unique risks associated with your business. Our goal is to tailor insurance packages that protect your assets, liabilities, and employees, allowing you to focus on growing your business with peace of mind.Learn More Get a Quote
Excavation Contractor
As an excavation contractor, you are well aware of the inherent risks and challenges that come with the territory of moving the earth. It’s crucial to have an insurance policy specifically tailored to your business to address these unique risks effectively. However, finding insurance coverage for excavation contractors can be a daunting task, as many insurance companies are hesitant to underwrite policies for this specialized industry. Fortunately, you’re in good hands now. We specialize in providing insurance solutions for excavation contractors and work with several reputable insurance companies that understand the intricacies of your business.
Restaurants
Whether your restaurant is a locally owned family-style restaurant, a franchise restaurant or a bar and grill, we have the coverage you need at a price you can afford. Our tailored restaurant insurance programs include many types of specialized coverage you simply cannot typically obtain elsewhere, including Blanket Property, Agreed Amount (eliminating coinsurance penalties), Income Protection that includes Loss Caused by Food Borne Contamination, as well as protection for Liquor Liability, Employment Related Practices and Third Party Discrimination. You’ve worked hard and invested time and money into your business, now let the professional of McMichael Insurance put to work for you over 100 years of practical insurance experience to create a coverage as unique as your restaurant.
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Health Clubs & Gyms
When it comes to providing insurance for health clubs and gyms there are very few insurance agencies, and even fewer insurers, that understand the unique potential for loss that you face every day. Whether you operate a local weight lifting gym, or sit on the board of an organization which serves hundreds of U.S. communities, we provide comprehensive coverage that we’ll make simple to understand and will protect you from the unexpected. Specialized coverage includes Blanket Property, Agreed Amount, Business Income with Extended Period of Indemnity, Professional Liability, Abuse and Molestation, Employment Practices and much more. Don’t leave your future to an amateur; contact the veterans of McMichael Insurance for a no cost expert evaluation of your insurance needs.
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Home Health Care & Hospice Organizations
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Manufacturing
McMichael Insurance seeks to assist our business partners in the insurance buying process. Business Insurance is arguably the most complex of all insurance products, encompassing and protecting the many aspects of your business operations. With options including Property Insurance, General Liability, Professional Liability, Crime and Inland Marine, choosing the right coverage can be overwhelming.
An insurance agent who is highly experienced and understands your industry is a valuable asset in helping you to navigate this maze of coverage options and to make certain that you are insured against the wide variety of risks that your business faces.
At McMichael Insurance, we have a highly experienced team of insurance professionals to guide you through the insurance buying process. The business insurance team brings over 120 years of combined insurance experience in order to provide the best of service to our business partners.
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Golf Course & Country Club Insurance
We understand the unique needs of golf course and country club owners, which is why we offer specialized insurance policies tailored specifically to your industry.
Hospice Organizations
We understand the unique challenges that hospice organizations face in providing compassionate end-of-life care. That’s why we offer specialized insurance solutions tailored to the needs of hospice facilities. Our Hospice Organization Insurance provides comprehensive coverage to protect your organization, staff, and patients, allowing you to focus on what matters most – delivering quality care and support to individuals and their families during their final journey.
Land Clearing Contractors
McMichael Insurance provides comprehensive insurance solutions for land clearing contractors. As a land clearing contractor, you play a crucial role in preparing sites for development, whether it involves tree removal, site work, or earthmoving. With such responsibilities, it’s essential to have insurance coverage that is specifically tailored to address the unique risks and challenges of your industry.
Mobile Home Parks
McMichael Insurance is your trusted partner in protecting mobile home parks, manufactured home communities, trailer parks, and more. As the owner or operator of a mobile home park or manufactured home community, you understand the importance of protecting your investment and providing a safe environment for your residents. That’s where our comprehensive insurance solutions come in.
Plumbers
As an experienced plumber, you’ve built a reputation for your expertise and reliability. However, the plumbing trade comes with its fair share of risks. Without adequate insurance coverage, these risks could potentially lead to devastating financial losses that could jeopardize your business’s existence. That’s where having the right plumbing insurance policy becomes paramount – it’s not just about safeguarding your tools and equipment, but also protecting your livelihood and ensuring the continuity of your business operations.
Specialized Transport
As licensed agents in the field of specialized transport insurance we understand the unique risks and challenges that come with transporting oversized, overweight, or specialized cargo. Whether you’re involved in heavy haulage, flatbed transportation, or specialized logistics, we offer comprehensive insurance coverage to protect your business, your drivers, and your valuable cargo.
Voluntary Workplace Benefits
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