Fiduciary Liability vs. Employee Benefits Liability
From the chart below you will see the flaws of one of the most commonly recommended methods of insuring benefit plans. While the Employee Benefits Liability coverage only protects you from administrative errors related to your benefits plan, a Fiduciary Liability policy will protect you for a whole host of activities as shown in the illustration below. You will also see in the illustration that you are responsible for all plans subject to ERISA law.
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