At McMichael Insurance, we will give you solid Medicare advice and guidance at no cost or obligation.

We understand that Medicare Advantage and Part D plans can be confusing. So, if you are navigating Medicare for the first time, or wondering if your current plan is still the best fit, let us help you choose the right path.


with a licensed agent

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Shop and enroll for Medicare Advantage and Part D Plans on your own

Our system saves your doctors and Rx information making future plan changes easy

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What is the difference between a Medicare Advantage Plan and a Medicare Supplements Plan?

Medicare Advantage Plans

Medicare Advantage Plans are low cost (could be $0) options that have a Network of doctors/hospitals and have medical bills (co-pays, co-insurance, etc.) that you will pay as you use the plan. Medicare Advantage Plans often include Part D and Dental, Vision and Hearing coverage.

Medicare Supplements

Medicare Supplements, also know as Medigap Plans, are a higher cost options but they do not have a Network of doctors/hospitals and have no or low medical bills that you will have to pay. Medicare Supplements do not include Part D or Dental, Vision and Hearing coverage. These items are purchased separately.

For a more detailed explanation, please call our office or request an appointment with one of our agents and ask to go through “The Two Sides of The Street.”

Let us help you get the most out of your Medicare plan


Needs Assessment

One of our licensed agents works with you to understand you needs and preferences. We’ll discuss…

  • Doctors and Hospitals
  • Prescription needs
  • Lifestyle (travel, retirement goals, etc.)

Personalized Plan

  • A licensed agent will educate you on the plan options available that meet your specific needs.
  • Together, you and your agent will identify and select the best plan for your situation.
  • There is NEVER a fee for our service.

Support & Advocacy

After you select a plan, we are your resource and advocate to answer any questions and resolve issues.

Common support items include:

  • Coverage questions
  • Moving to a new service area
  • Assisting with plan changes as your needs change throughout your lifetime.




Insurance Carriers We Represent

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

Rather have us do the heavy lifting for you? No problem, request an appointment today.

Speak with our staff Medicare specialist.