Coverage Types
Auto Pollution Liability
- Any request, demand or order; or
- Any claim or suit by or on behalf of a governmental authority demanding the insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize or in any way respond to, or assess the effects of pollutants.
The loss or damage must result from the upset, overturn or damage as a result of the maintenance or use of a covered auto. The discharge, dispersal, seepage, migration, release or escape of the pollutants must be caused directly by such upset, overturn or damage.
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Bodily Injury and Property Damage Liability
The importance of selecting the right amount of coverage cannot be understated. The law requires the responsible party to make restitution for damages in the form of cash payments. If you do not have enough insurance to pay for the judgment against you, you will be personally responsible to pay the excess amount out of your own pocket. If you are unable to do that from your current earnings then a judgment against your future earnings may be assessed.
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Collision
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Coverage for Injury to Leased Workers
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Drive Other Car
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Employee as Lessor
Employee Hired Autos
Employees as Insureds
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Fellow Employee Coverage
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Hired and Non-owned Auto Liability
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Hired Auto Physical Damage
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Lease/Loan Gap
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Medical Payments
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Other than Collision (Comprehensive)
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Rental Reimbursement
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Towing and Labor
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Trailer Coverage
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Uninsured and Underinsured Motorists
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Uninsured Motorist Property Damage
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