Think of Directors’ and Officers’ Liability Insurance as management liability insurance.
The scope of coverage in the General Liability policy is limited to Bodily Injury, Property Damage or Personal and Advertising Injury, but what about the decisions that the directors and officers make every day? Not only do their decisions impact their employees, they also impact others in many ways.
What about a homeowners association that is charged with enforcement of rules, or the church board that decides how to spend its member’s contributions? On a larger scale, what about a company whose Directors’ and Officers’ make decisions that impact the shareholders of a company and the responsibility they are charged with to make wise and unbiased decisions. From non-profit organizations to privately held companies to large multi-national corporations with thousands of shareholders, there is a very broad spectrum of business types that need Directors’ and Officers’ Liability.
The one common element that precipitates the need for Directors’ and Officers’ Insurance is their duty to make wise and prudent decisions. D & O coverage can protect those charged with making those decisions.
Michelle, at McMichael Ins, is one of the most amazing people I've met on this journey in purchasing our home. She had absolutely nothing to do with the purchase, only the home owners ins, yet she talked with me. Let me vent and rant about my frustrations and just made my experience a much better one.
Brian was great to work with. He took care of all my questions and got me a cheaper rate for the same if not better coverage than I had. Highly recommend Brian and McMichael insurance company. I appreciate all your time and effort you all gave me !!
The agents at McMichael Insurance are top notch. They took the time to make sure they knew what I needed and provided me with quality, affordable coverage for Medicare, auto, and renter's insurance. And they followed up to make sure I was satisfied. Agents are supportive and caring. I highly recommend that you give them an opportunity to do the same for you.
Our experience has been incredible! Everyone is quick to help, explains anything we don't understand, and set us up with a plan that saves us a great deal of money. They make it clear that their goal is actually to help and not just to make money off of us. We highly recommend their services!
If you like to save money and appreciate good customer service, this is the company for you!I recently made the switch thanks to Kristen and the team at McMichael Insurance, after my previous insurance company doubled our policy price to add my teenage driver. Kristen was very patient with me as we discussed which coverage options would be best and the most reasonable financially. She made herself available to answer even the simplest of questions to ease my mind about the process of switching companies.I am happy to report that we came out with better coverage than our previous company for a much more reasonable cost. Thank you Kristen!
My experience with this company, Kirsten in particular, has been wonderful. I have never dealt with an insurance agent before that it's so knowledgeable and yet kind enough to keep customer's best interest in mind. She also saved me significantly over my previous companies whom I had been doing business with for over 10 years. Give them a try and you will not be glad you did. Thank you!
It has been great working with Kristen at McMichael Insurance. She was able to save me over $500.00 a year on my automobile insurance and with better coverage. She answered all my questions quickly and professionally. She made it so easy to switch insurance companies.
So we were being ripped off by other insurance companies and McMicheals had us insured for half the price we were paying! They also are people you can talk to, not some corporation where you call a 1800 number, I have my own personal agent, and I can call her anytime. What a difference! I won’t be leaving their agency anytime soon! Kristen is the best!
Kristen was extremely helpful with providing my family with the best insurance options for us. Her insurance knowledge and real world experience sets them apart from the others.We switched our auto policy’s and home policy from State Farm to McMichael Insurance.
Working with Michelle was excellent experience. Her regular feedback and quick response time to my random questions was reassuring and greatly appreciated. I will be working with her again for my future insurance needs.
What a great experience! Shopping for insurance can at times be worse than going to the dentist! However, working with Kristen at McMichael Insurance was such a different experience! She quickly and non obtrusively sent me a quote and follow up via email, as I requested when I started looking. I hate getting bombarded with those annoying phone calls and non stop texting messages that nearly every other company used saying they had my quote ready, but I had to call them to get it. That was not the case with McMichael Insurance, I received an email with my quote attached and a nice and simple response saying that if I was interested they would be happy to help me with finding the right insurance. They most certainly did, saving us a considerable amount of money while improving upon our coverage for our home and auto policies. So unlike that trip to the dentist, the experience of shopping for new insurance was an absolute pleasure with McMichael Insurance and especially with Kristen. I would highly, highly recommend that anyone in need of insurance or even just looking to compare current policies contact Kristen to discuss what she can do for you. You might find yourself as surprised as we are with the savings she found for us, but even more so with the way she goes about communicating with you in doing so. Great Great Experience!
McMichael Insurance made the process of switching insurance companies during a move carefree! Abbey took care of everything and was easily accessible when I needed to talk to her. I believe she found the best auto-condo rates and I am set even before I make my move. Now to deal with the cable company, which is a completely different story!
I have been with them for 20+ yrs.They go above & beyond to find the best deals & rates. I love their website & the convenience of paying online & having documents & everything electronic. Their website is very user friendly too. 😉
Kristen was great! She was able to lower my rates on car insurance by over $100 per month! And on homeowners by more than 50% with twice as much coverage!!! Amazing service and support! Thanks so much!!!
Kristen from McMichael helped us save substantial dollars on our combined home and auto insurance. She was very hands on and consistently in contact as we looked for, applied and secured insurance for 1 home, 1 lake cottage and 4 vehicles. So far a great experience.
Great service! Michelle has been so helpful and communicative throughout the process of choosing insurance. It was quick and easy, and I feel confident she is looking out for my best interests and getting me the best deal.
When I first met Gerald McMichael and then had a follow up meeting including one of his team members, we discussed moving our business general liability insurance to McMichael Insurance. Although I was not sure I wanted to move to a new agency since the existing agency appeared to service our needs; I began to realize the thoroughness of what they had to offer. Their ability to disect our existing coverages resulted in finding we were not covered properly in many aspects of our business. As a result, we moved our existing insurance coverage to McMichael Insurance. In summary, our rear building along with contents is now properly protected while it had no coverage previously; we upgraded other coverages to higher limits; and we reduced or elimited other areas where we had duplicate coverages. All in all, overall pricing was reduced with more realistic pricing for the varied coverages. In addition, they pride themselves by providing referrals. We already had a sit down meeting with a company for possible future work related to our industry that could bring more business our way. As can be seen, I highly recommend McMichael Insurance. Thank you.
Abby was great to work with. Fast, efficient, answered all my questions and concerns and connected me with what so far is a great insurance company with reasonable prices, good reviews and a lot of included options that other companies do not provide. Bundled my truck, car, homeowners and rental property policies. Saved hundreds with better coverage. Highly recommend exploring options with them. They represent several different companies to get you competitive bids and plans.
Insurance can be overwhelming to deal with - especially when you are canceling coverage with one vendor and moving to a new vendor. McMichael Insurance (Abbey Griffor) helped make the process so smooth. Abbey helped us from start to finish, and even checked in a week after our coverage was placed to make sure we didn't have any questions. Also, our rates went down with the switch. I am completely confident in working with McMichael Insurance.
I worked with Michelle McLean and she was wonderful. She walked me through multiple options and compared each option as I compared with my current insurance policy. I saved just over $600 / yr. It do not seems like much but adding that to my savings by refinancing, I netted a few hundred a month. Not bad I think..
My experience with Kristen was extraordinary with no end. I very well understand Kristen's purpose was first of all to cell a product, yet her demeanor and telephone aura developed into a revealing conversation about life and experiences, almost like talking to a long time friend. Professionally Kristen as McMichael Insurance Representative is 5-star, clear in tone and extremely knowledgeable as to what it takes in an insurance contract to fit the needs of the person or family I highly recommend.
Been with McMichael insurance for 11 years. If I need anything they get back to me within a day if it wasn’t able to be handled right then over phone. Always friendly when I call. Happy with this company
So I’ve been looking for insurance quotes for 2-3 years to try and get the best deal I can as I have 12 policies for auto, house, campers trailers wheelers and rentals. I learned about Dennis McMichael through my son and Dennis had quotes within days of getting all my information. I like that he shopped different insurance companies for the best rates. Saved me almost $2K. The best part of my experience was that I had to contact him a lot to get clarification and actually change a few things and he always got back to me and always solved the problems that arose. Great job. Looking forward to a long relationship. ChrisMarch 2022 I purchased another RV and had to insure both for a little while until I could sell my other one. After I sold my old one I needed to get things switched over to my new one only and get a refund and Dennis took care of everything for me. He was very responsive than any questions any issues and of taking care of business for me. I really appreciate you Dennis. Chris
Mr Dennis is a incredible man and wise agent. I can’t thank him enough for everything he has done for me, anytime I need him doesn’t matter what it is he’s always there to take my call. If you need a wise intelligent agent who knows his stuff and makes you feel comfortable Mr Dennis is that guy I highly recommend him. Thank you Mr Dennis for everything
Can't say enough about the McMichael team. My rep, Tammy, is always one call away. She keeps an eye on my policies to make sure I am getting the best protection and value. As a licensed real estate agent, I also recommend McMichael to all my clients and have never heard anything but rave reviews from those that choose to use them. Thanks to Tammy, and the entire McMichael team, for their continued dedication to excellence and the personal touch.
McMichael insurance has been great to work with. I moved my auto and home to them and they are competitive with the big insurance providers, but provide a more personalized service experience. Highly recommended.
I'm very satisfied with the new services McMichael Insurance offers on obtaining all my insurance needs for my home and auto bundle policies. They were very polite and responded within hours on all my questions and concerns! I highly recommend this company if you are shopping for insurance. They get you multiple quotes and let you decide without pressure! Thank you for taking the time to get my family insured and stress free!!
I had been working with another agent that was extremely unresponsive and being that I was in a time crunch to secure my own insurance, needed someone to assist me in a timely fashion so I contacted Lisa and Mc Michael Insurance and I’m so glad I did. I had insurance within 3 days, Lisa was responsive, professional and it was as easy as 123. Would totally recommend her and McMichael Insurance as a whole.
As clients of 30 years with McMichael Insurance we have been pleased with their service and the fact that they have kept up with the trends of the industry. We appreciate the personal and friendly service of all the partners in the office. We would recommend them highly for any and all insurance and Medicare needs.
I contacted McMichael Insurance about reviewing my existing insurance policies, and was thrilled with the experience. They proved to be a professional, polite, and most importantly, extremely responsive staff. I was so happy with their support, that I have now transitioned all of my policies through McMichael Insurance. Not only did they increase my coverage, they reduced my cost, and have proven to continue to support my best interest. Any future policies I need will simply be a phone call to McMichael's, and I strongly recommend you do the same.
I have worked with Dennis and his team for almost 10 years now. We even moved out of Ohio, and when we decided to return, we went back. That is, to me, the highest compliment. The team is responsive and looks out for me -- telling me when they think I am either over- or underinsured, which allows us to talk it through.
McMichael Insurance was great to work with. I did have difficulty taking pictures of my car and submitting the pictures, but the agent called and helped me through the process. I got the check in a timely fashion and I was pleased with everything.
We've been a customer of McMichael Insurance for many years. Dennis and the team are wonderful to work with, and are always very responsive.We appreciate all of their help in guiding us through the best options for our family.
They have always addressed my questions and concerns no matter how small they may seem. They have also gone over and discussed things with me so that I understood whatever policy issues were being addressed. I've always felt comfortable and very confident with McMichaels insurance since the time of their father Les to present..
I have been with McMichael Insurance for over 20 years, my sister is a customer too and and as of a few weeks ago my Mom is now a customer. I couldn't be happier with this company and the people who work there!
McMichael has been my insurance agent for over twenty-five years. I have always had nothing but the most positive experiences with them during every interaction. They are extremely responsive, work hard to satisfy my questions and needs, and do it all with a very positive attitude. I would encourage anyone to take them on as their agent!
I used this company for almost 20 yrs, for home, auto, and business. Anytime I ever had issues or needed special attention, they stepped up and handled it for me. I went to another company to save money and ended up returning because of service and value . I would recommend McMicheal Insurance to anyone in need of insurance.
McMichael Insurance was great to work with. We were with the same insurance company for more than 25 years and a friend told me to check with this company, I checked with Dennis and he saved us a great deal of money with the same coverage. I think it would be well worth your time to give him a call.
We have been dealing with McMichael Insurance for years. They are very interested in your needs and very willing to help. Every phone call is answered with a friendly voice and very professional. If you have a claim it is addressed and taken care of right away. I highly recommend this Insurance Company, you won't be disappointed.
Everyone working at McMichael Insurance have been extremely polite and helpful. They worked with us to find the best plans for our family. They're really patient explaining any questions we had and their answers were easy to understand. They also had great advice whenever we ran into problems and were unsure of what to do.
We have been with McMichael Insurance since 1978, both house and automobiles. The one claim we have filed in all those years was handled quickly and to our satisfaction. More than that, they have always been very helpful when we had questions on our coverage. I would recommend them to anybody in need of a good insurance agency!Paul & Kathy Kort
We have used McMichael Insurance for over 20 years for all our insurance needs. The entire team does an excellent job. No matter what the need, they follow it up promptly until it is resolved. I highly recommend their firm!
Everyone at Mcmichael Insurance is positive and very professional. If there are ever questions or issues they will resolve them for you in a timely manner. If you have questions about something you may not be clear on they take the time out to make sure you understand what is going on.They are a wonderful team to work with. I highly recommend McMichael insurance!
McMichael Insurance has investigated in getting me the best quotes on both home and car insurance. I am pleasantly surprised by the money I am saving I would tell anyone who is interested in new insurance that McMichael is very professional & responsive in getting you the best quotes they can. I highly recommend them.
The customer service is outstanding. Any time I’ve had a question or concern, I call the ladies at McMichael’s and they go above and beyond for me. They search all the insurance companies to find the right fit for their customers. I highly recommend this agency