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McMichael Insurance offers the peace of mind that comes from being properly insured by offering you a variety of different coverage options to meet your unique circumstances. You can find different cycle coverage offerings below:
Coverage Types
Bodily Injury & Property Damage Liability
This type of policy is the minimum coverage required under Ohio law. This policy type covers only the other party if you’re at fault in an accident. For example, if you rear end another vehicle, liability insurance will cover the other cars damages, but you will be responsible to pay for your own motorcycle’s damage. This coverage type also covers any bodily injury that may befall the other party as a result of the accident.
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Comprehensive and Collision
Insurance policy that covers you against damage to your motorcycle from non-collision related incidents such as theft, vandalism, hail, etc.
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Custom Parts & Equipment
Insurance that covers your custom equipment in varying amounts depending on what amount of coverage you purchase.
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Roadside Assistance
Insurance that covers the towing costs if your motorcycle breaks down while you’re cruising the open road.
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Uninsured/ Underinsured Motorist
Coverage that protects you in case the person who is at fault in an accident is uninsured or doesn’t have enough insurance. For example, if an uninsured driver runs a red light and wrecks your bike, this coverage type would pick up the costs that they were unable to pay due to being uninsured or underinsured.
Give McMichael Insurance a call today to speak with someone on our friendly, highly experienced staff to discuss the policy that is right for you, so that the next time you hit the road, you can have peace of mind knowing that you are properly insured.
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