Motorized or Remote-Control Toys
COVERAGE DESCRIPTION: Your standard home insurance does not provide liability protection for any motorized vehicles unless used solely to service a residence, or designed to assist the handicapped. Optional coverage may be secured to protect you for liability for your use of radio-controlled cars, boats, and drones, or powered kids’ cars.
IS THIS OPTION RIGHT FOR YOU? If you own a type of motorized self-propelled equipment not used solely for service your residence then please call our office to obtain proper insurance coverage.
CLAIM EXAMPLE: The operator of a remote-control truck struck the side of an onlooker’s vehicle causing thousands of dollars in damages. At over 19lbs. serious injury, and resulting lawsuits, would certainly have occurred if the operator hit a person.