Increased Other Structures
COVERAGE DESCRIPTION: A homeowner’s policy will typically make available 10% of the Dwelling limit for coverage to Other Structures on the insured premises. If this is not sufficient we can generally increase the amount of available coverage.
IS THIS OPTION RIGHT FOR YOU AND TIPS ON SELECTING A LIMIT: If you have structures on you own on the insured premises, or elsewhere, we recommend increasing the available coverage.
CLAIM EXAMPLE: When lightning struck a barn on the insured’s property causing a total loss by fire, the insurance company paid over $45,000 to rebuild the structure.