COVERAGE DESCRIPTION: This optional coverage provides protection for damage to your heating and cooling equipment, appliances, entertainment devices or other mechanical or electrical equipment for loss or damage by mechanical, electrical or electronic breakdown, rupture, bursting, bulging, implosion or explosion.
IS THIS OPTION RIGHT FOR YOU AND TIPS ON SELECTING A LIMIT: Every home equipment susceptible to a loss covered under this endorsement. Limits vary by insurer, but generally, $10,000 of protection is afforded. If selected, check your policy for the limit that applies.
CLAIM EXAMPLE: An artificial electrical surge cause many of the insureds electronic devices to suffer damage. The total claim of nearly $15,000 could have been avoided by adding Equipment Breakdown coverage for a minimal cost.