ATVs and dirt bikes are great toys for the big kids. Nothing beats hitting the off road trails with some friends on your ATV or dirt-bike and getting a little dirty in the mud. In fun times such as these, the last thing you want to think about is whether your ATV or dirt-bike is properly insured. There are varying approaches within the insurance industry when it comes to insuring ATV’s and dirt bikes.  Some homeowner policies cover ATV’s and dirt bikes while used on your premises while other policies do not.  Please check with an professional for advice on how your specific policy responds. The safe answer, as always, is to secure a policy that provides specific coverage for your ATV or dirt-bike.  Please give McMichael Insurance a call to talk with one of our experienced agents. You may view some of the insurance options that are available to protect you and your unit by clicking the tabs above.