COVERAGE DESCRIPTION: OEM are Original Equipment Manufacturers parts that the car’s manufacturer would have use when originally building the car. Without this endorsement an insurer has the option to use aftermarket parts when repairing a vehicle.

CLAIM EXAMPLE: Our client wished they has selected the OEM Parts endorsement because the fit on their replacement fender did not properly align and it was noticeable to the client. The auto body shop repaired the customer’s 5-year old car with after-market parts.

IS THIS OPTION RIGHT FOR YOU? It is rare, but there have been cases where the fit and look are not identical to OEM parts. To maintain the original look and parts fit for your vehicle we recommend an OEM Parts endorsement.

COVERAGE APPLICATION: Coverage is on a per vehicle basis as requested.