Insurance policies for college students can vary among providers. Some may offer coverage equal to 10% of your personal property limit for off-premise locations, while others may limit it to dorm rooms only. If your student plans to rent an apartment or lives away from school, it could be a good idea for them to have their own renter’s insurance. Also, consider liability coverage, especially regarding whether your student’s residence qualifies as an insured location. For personalized advice, feel free to reach out to one of our professionals for guidance.