If your trees are blown down in a windstorm, it’s worth noting that most homeowners’ policies usually exclude coverage for the damage to the trees themselves. However, there’s typically a provision for up to 5% or $500 for debris removal of trees if their fall results in damage to a covered structure. So, even though the policy may not directly cover the fallen trees, there is an allowance for the removal of debris to address any damage caused to covered structures. For precise details on coverage limits and conditions, it’s recommended to review your specific policy.