The Business Auto policy, while fairly easy to rate and obtain coverage, does present some challenges of its own. Perhaps the most common mistake that clients and insurance agents make with their Business Auto insurance is an understanding of how this insurance operates. It is particularly important to understand that the structure of the policy intends to provide coverage for the Named Insured for covered autos while being operated by permissible drivers. There are many potential errors that flow out of this misunderstanding, including  titling errors, unreported vehicles or drivers and failure to assess and apply proper coverage. In an effort to assist you, we have put together a quick synopsis of several key coverage types that we routinely utilize.