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Is Home Insurance Tax Deductible? A Comprehensive Guide

Is Home Insurance Tax Deductible? A Comprehensive Guide

Homeownership is a significant milestone in one's life and a cornerstone of financial stability. While it brings joy and security, it also comes with responsibilities, such as maintaining and insuring the property. Home insurance is a crucial component of protecting...

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Auto Insurance Myths in Akron Debunked

Auto Insurance Myths in Akron Debunked

Auto insurance is a necessity for all car owners, but it can be a confusing topic with many myths and misconceptions surrounding it. From the cost of coverage to the factors affecting premiums, there are several myths that need to be debunked to get you the right...

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Cleaning Business Insurance and Bonding Best Options

Cleaning Business Insurance and Bonding Best Options

Cleaning Business Insurance and Bonding: Best Options for Peace of Mind Running a successful cleaning business requires more than just exceptional service and satisfied clients. It also involves protecting your company, employees, and customers from potential risks...

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Cyber Attacks Increase on Cincinnati Businesses

Cyber Attacks Increase on Cincinnati Businesses

In today's increasingly interconnected world, cyber attacks are becoming more frequent and sophisticated. From small businesses to large corporations, no organization in Cincinnati is immune to the potential threats posed by cybercriminals. That is why having cyber...

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Protect your small business and save money in Toledo!

Protect your small business and save money in Toledo!

Most Toledo-area small business owners know it's essential to protect their venture from unforeseen risks while saving money, especially in today’s environment. Having the right insurance coverage not only ensures your business's survival but also provides peace of...

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Save money on home and auto insurance in Dayton.

Save money on home and auto insurance in Dayton.

Insurance is a necessary expense for most people in the Dayton, but it doesn't have to break the bank. With the right strategies, you can save money on your home and auto insurance without sacrificing coverage. McMichael Insurance suggests taking the time to research...

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Keeping Your Home Safe from Carbon Monoxide

Keeping Your Home Safe from Carbon Monoxide

Our homes serve as sanctuaries, providing us with comfort, relaxation, and a treasure trove of cherished memories. Given the significance of our homes, it becomes imperative to protect them from a range of potential dangers, including fires, theft, and an often...

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When Does Home Insurance Cover Mold?

When Does Home Insurance Cover Mold?

Home insurance is a crucial aspect of protecting your investment and providing peace of mind in case of unexpected events. While most homeowners are aware of the coverage for common perils like fire and theft, mold damage is often misunderstood. Mold infestations can...

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The Benefits of Working with an Auto Insurance Broker

The Benefits of Working with an Auto Insurance Broker

Securing the right auto insurance policy can be a daunting and time-consuming task. With countless insurance providers offering various coverage options and rates, navigating through the intricacies of the insurance market can leave individuals feeling overwhelmed....

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What is Life Insurance?

What is Life Insurance?

Life insurance is a financial product that provides financial security to the beneficiaries of the policyholder in the event of their death. It is a contract between the policyholder and the insurance company, where the policyholder pays regular premiums in exchange...

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Is it Time To Purchase Life Insurance?

Is it Time To Purchase Life Insurance?

September is Life Insurance Awareness Month. As your local independent insurance agency, we are here to make you aware of the benefits of purchasing a life insurance policy. There are many options to choose from so if you have specific questions, reach out to our...

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Off-Road Vehicle Insurance for Your Toys

Off-Road Vehicle Insurance for Your Toys

ATVs, UTVs, dirt bikes and even side-by-sides are great toys for the big kids. Nothing beats hitting the off-road trails with friends and getting a little dirty in the mud. However, in good times such as these, the last thing you want to think about is whether your...

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Protecting Your Home While on Vacation

Protecting Your Home While on Vacation

Summer is the perfect time to embark on a well-deserved vacation, but it’s crucial to take precautions to protect your home while you’re away. By implementing simple measures and adopting preventive strategies, you can deter potential thieves and ensure the safety of...

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Do Your Part to Reduce Wildfires This Summer

Do Your Part to Reduce Wildfires This Summer

It is that time of year when we like to remind you of the importance of wildfire prevention. Preventing a wildfire requires a collective effort and best practices need to be utilized to lower our risk. Did you know the majority of wildfires are caused by humans?...

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Cyber Liability Insurance Protects a Business

Cyber Liability Insurance Protects a Business

How often have we heard the news? Another business or government entity has been hacked and customers have had their personal information exposed. There is an important hedge against this crime: Cyber Liability insurance, also known as Cyber Security or Cyber Risk...

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An Update on Auto and Home Insurance Rates in 2023

An Update on Auto and Home Insurance Rates in 2023

Inflation Continues to Impact Insurance Policy Premiums We all feel the impact of inflation. Whether it is at the gas station, grocery store and your insurance policies at renewal. Unfortunately, the insurance industry continues to be impacted as insurance carriers...

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What constitutes a well-crafted business insurance plan?

What constitutes a well-crafted business insurance plan?

There are a number of factors that go into creating a solid business insurance plan. One critically important element is the performance of your insurance agent. You should be visiting with your agent on at least an annual basis. If you are not meeting for at least...

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