Sep 26, 2017

Identity Theft – Freeze your Credit

Placing a freeze on your account is an extreme step and might not be necessary, especially if you don’t know for sure that you’re personal information was compromised or stolen. A freeze blocks anyone from accessing your credit reports without your permission. It can be an inconvenience for you, too. If you want to take out […]

Sep 26, 2017

Identity Theft – Sign up for Credit Monitoring Services

According to the FTC, monitoring services usually alert you when a company checks your credit history, a new loan or credit card is opened in your name, a creditor says a payment is late, or if public records show you’ve filed for bankruptcy. Some monitoring services include identity theft protection, which will alert you when […]

Sep 26, 2017

Identity Theft – Keep an Eye on your Bank Accounts & Credit Card Statements

Go through all your bank, credit card, and retirement, as well as your brokerage accounts to look for any suspicious activity.  In many cases, theft happens over time. It usually starts small and money is stolen from across multiple accounts.  Get in the habit of carefully checking your statements on a regular basis.

Sep 26, 2017

Identity Theft – Setup a FREE Fraud Alert

According to the federal FTC website, “Ask 1 of the 3 credit reporting companies to put a fraud alert on your credit report. They must tell the other 2 companies. An initial fraud alert can make it harder for an identity thief to open more accounts in your name. The alert lasts 90 days but […]

Sep 26, 2017

Identity Theft – Check your Free Credit Report

Your credit matters.  Credit reports affect your mortgage rates, credit card approvals, apartment requests, or even your job application.  Reviewing your credit reports helps you catch signs of identity theft.  Request a copy of your free credit report online at www.annualcreditreport.com.   This is the credit monitoring site authorized by the federal government, and it is […]