


Pay attention to policy exclusions!
All insurance policies contain exclusions. Depending on the business and the types of claims that occur, unknown exclusions may serve to contribute to the failure of the business. Unfortunately, insurance agents often overlook or wrongly assume that an exclusion does...
Businesses need adequate insurance-to-value
Adequate insurance-to-value is required for buildings and business personal property in order to avoid underinsurance penalties. Many business owners are unaware that their business is in jeopardy when their property is not insured to its required value....