May 28, 2014

What Bodily Injury Limit Should I Carry?

The most common Bodily Injury (BI) limit we see when quoting a prospect is $100,000 per person, not to exceed $300,000 per accident. For insurance jargon, we call this 100/300 BI limits.   But is 100/300 enough coverage?Continue

May 23, 2014

I’m buying a vehicle during hours you are closed. Am I covered?

You are protected for liability automatically, subject to the reporting time limitations in the policy. If the newly acquired vehicle is replacing a presently insured vehicle then physical damage coverage does vary.   Here are the diffe...

May 22, 2014

Five Steps to Reduce Burglary Prior to Going on Vacation?

Data from the FBI's 2012 crime report reveals that one in every thirty-six homes in the U.S. will be burglarized this year.  The average loss will be $1,675 per break-in.   Here are five simple steps to reduce your risks... Continue

May 20, 2014

ATV Registration – Is it Required?

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May 19, 2014

Akron Aeros Picnic Area

Registration is NOW OPEN for our annual Akron RubberDucks game, slated for August 8thClick here to link to t...

May 16, 2014

I.I.I. reports Average Number of Dog Bite Claims is on the Rise Nationwide

According to the Insurance Information Institute (I.I.I.), dog bite claims account over one-third of all home insurance liability claims dollars paid out in 2013.   Continue

May 13, 2014

Storm Coverage – What is Covered, What is Not Covered

Last night North East Ohio was slammed with tornado watches, & severe rain.  This article is intended to assist you in understanding what is covered (and what is not covered) in your homeowner policy.  Insurance is a complicated legal contract, and ...

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May 12, 2014

Dwelling Replacement – Do you have the proper coverage?

Prior to Hurricane Andrew (1992), 99% of homeowner insurance policies included Guaranteed Dwelling Replacement.  The provision applied as long as: a) we insured your home to 100% of replacement value; and b) you informed us of any additions to your home ...

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May 8, 2014

Grange Honors McMichael Insurance

PRESS RELEASE McMichael Press Release 400 McMichael Insuran...

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May 7, 2014

How do I decide if a higher deductible is right for me?

Have you ever wondered if you should have a higher deductible? You’ve probably asked yourself “How do I know if it makes sense for me?” Whether you want to save money on insurance for your cars, home or business, there is a logical Continue