Feb 25, 2011

Severe Accident for Dennis – Seat Belt Save Life

On May 17th, 2010 a vehicle ran a red light, sticking Dennis McMichael at 40+ MPH .  A witness stated on the police report that Dennis's vehicle was "airborne".   Fortunately for Dennis his life was spared because he was wearing a seat belt.   On Fe...

Feb 24, 2011

How do I decide if a higher deductible is right for me?

Have you ever wondered if you should have a higher deductible? You’ve probably asked yourself “How do I know if it makes sense for me?” Whether you want to save money on insurance for your cars, home or business, there is a logical method to see i...

Feb 24, 2011

Why is my Homeowners Insurance limit more than my home’s market value?

I appreciate your comment about your home being insured for more than its present worth. Please remember that when establishing a replacement value for the home we are, in actuality, dealing with the homes “reconstruction” cost. I am keenly aware that...

Feb 24, 2011

When renting a car do you advise I buy the insurance from the rental agency?

If you have ever rented a car, you surely have been faced with the question of whether or not you need to purchase the insurance from the rental agency. Several coverage issues need to be considered here, including injury to others or damage to their pro...

Feb 24, 2011

Shedding Light On Car Insurance Savings

It can be easier than you think to put the brakes on high auto insurance rates – as an independent agency, McMichael Insurance can help! We can review your policy and possibly help you find a variety of illuminating ways to save money. Here are some thi...

Feb 16, 2011

Ice Damming Basics.

Attached is a recent pdf (Click Here) we received about Ice Damming Basics.    Even though Winter is almost (hopefully) over this is still a great re...

Feb 10, 2011

Why is my Homeowners Insurance limit more than my home’s market value?

I appreciate your comment about your home being insured for more than its present worth. Please remember that when establishing a replacement value for the home we are, in actuality, dealing with the homes “reconstruction” cost. I am keenly aware that...

Feb 7, 2011

Slow down when on Icy Roads

Click Here for a short 1:30 video.   This is an icy hill where cars keep crashing into each other can can't stop.    When on bad weather roads f...

Feb 3, 2011

Does a higher deductible make sense?

Have you ever wondered if you should have a higher deductible?  You've probably asked yourself  "How do I know if it makes sense for me?"  Whether you want to save money on insurance for your cars, home or business, there is a logical method to see if ...

Feb 1, 2011

Red Light Cameras reduce fatalities

A new study released by the The Insurance Institute for Highway Safety (IIHS) shows reduced fatalities by 24% when red light cameras are used.    All types of accidents decline at intersections when the cameras are installed.   Continue